Mold Found in Two Warehouses

Acknowledgement to XL Environmental

THE CLAIM
A claim was made by a tenant of and against an XL insured real estate holding company. The claim was for the presence of microbial (mold) growth in two warehouses on an insured property.

THE RESPONSE
XL’s environmental claims counsel retained an analytical forensics firm on the insured’s behalf to investigate the buildings and prepare a remediation plan. The claims counsel also retained a third-party remediation contractor to investigate the source of water intrusion. It was ultimately determined that the water infiltration was the result of an aging roof.

The root cause of the microbial growth and corrective action necessary was investigated, approved and monitored by XL. Mold abatement and replacement of insulation was approved and a contractor was hired to perform same.

THE SOLUTION
XL paid $2,000,000 under the insured’s Pollution and Remediation Legal Liability Policy to resolve the claim on our insured’s behalf.

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