A New Day client (a joint venture) found themselves in a unique situation. They had recently been awarded two separate projects. The first project required pollution coverage, with the second requiring professional and pollution coverage. In addition to addressing the insurance requirements of these projects, the Joint Venture also wanted flexibility to use the policy to satisfy other requirements for potential new projects. New Day’s solution was to write a two-year blanket policy that applied the required pollution limits to both projects, and the professional limits only to the project that required it. The key was identifying the Insured’s current needs as well as their plans for the future, and then presenting the entire picture to the underwriter in a logical manner. The optimal solution was provided and the deal worked for everyone – the insured, the retail broker and the insurance carrier.