Exterior Insulation Finishing System

March 17, 2011

SC Supreme Ct. Decision Insults Builders Seeking Construction Defect Coverage According To Construction Insurance Specialist

Source: http://www.prweb.com, February 15, 2011

In the recently filed case of Crossmann v. Harleysville, The SC Supreme Ct. reinstated the controversial line of “no occurrence claim denials” for construction defect under a General Liability policy. This ruling subverts the intent of the drafter’s of the General Liability policy form and manages to insult professional builders along the way, according to construction insurance specialist, John Sadler.

In Crossmann v. Harleysville, Opinion No. 26909, filed on January 7, 2011, the SC Supreme Court ruled that faulty workmanship which results in property damage to a builder’s work is no accident. Instead, such property damage is intended, foreseen, expected, and a natural and probable consequence of the builder’s faulty workmanship. Therefore, faulty workmanship does not rise to the level of an “occurrence” and as a result is not covered by a builder’s General Liability policy.…